To qualify for a short sale, a borrower must be able to prove to their lender that they have a financial hardship. Below are some examples of what a hardship could include but are not limited to:
- The loss of a job
- The loss or reduction in income
- A divorce
- A death of a family member
- An increase in living expenses
- The lack of resources to make needed repairs to the home
- Job relocation or transfer
- Medical bills or illness






